- Insurance for Specialized Businesses
Specialized Insurance for Protection Film, Detailing & PDR Businesses
Specialty insurance programs for businesses installing film, protecting vehicles, improving surfaces, and managing real customer property exposure every day.
Trusted by thousands of business nationwide
- Coverage for Specialists
OUR SPECIALTY INSURANCE PROGRAMS
- Protection Film Specialty Insurances
Window Film & Surface Protection
Coverage for window tinters, PPF installers, vinyl wrap artists, ceramic coating applicators, and flat glass professionals. Built around customer vehicle exposure and the realities of film installation work
- Protection Film Specialty Insurance
Detailer Pro Specialty Insurance
Coverage for professional detailers and ceramic coating applicators — shop-based and mobile. Whether a luxury auto restyling shop, or a mobile detailing service, our program is a unique option for detailers.
- PDR Professional Specialty Insurance
Paintless Dent Removal
- Industry Focus
Coverage Solutions for Your Business
General Liability
Protection for claims involving customer visits, property damage, completed work, jobsite activity, or daily service operations.
Commercial
Property
Coverage for shop space, business property, tools, film inventory, equipment, signage, furniture, and operational assets.
Workers Compensation
Support for employee injuries involving installers, technicians, trainees, shop staff, jobsite work, tools, and daily labor.
Flexible Options
Coverage options shaped around shops, mobile crews, multi-service businesses, training programs, and specialized contractor requirements.
- Cost of Coverage
How Much Does Coverage Cost?
Pricing Factors
Coverage pricing depends on how your business operates, what services you perform, and the exposure created by your daily work.
- Revenue
- Number of Employees
- Mobile Operations
- Shop Size
- Service Type
- Equipment Value
Savings Opportunities
Businesses may qualify for savings based on operations, claims history, bundled coverage, safety practices, and the services they provide.
- What’s Covered?
What Does This Coverage Protect?
When a shop or installer handles a customer vehicle, small incidents can become expensive quickly. Coverage may help address damage tied to vehicle movement, service work, storage, or installation activity.
Your location matters. Coverage can help protect business property inside the shop, including work areas, furniture, computers, signs, fixtures, supplies, and other assets used to keep operations moving.
Specialized tools are not cheap, and losing them can stop production fast. Coverage may help protect plotters, polishers, tint tools, ladders, compressors, lights, and mobile equipment.
Detailing, tinting, film removal, curing, steam, pressure washing, and heat tools all bring risk. Coverage can help address damage related to everyday service conditions and jobsite mistakes.
Commercial jobs often require contracts, COIs, additional insureds, higher limits, and documented coverage before work begins. The right program helps businesses meet those requirements with less friction.
Installers may enter homes, offices, tenant spaces, dealerships, garages, or commercial buildings. Coverage can help address incidents involving access, customer property, jobsite movement, or accidental damage.
- Industry Specialists
How Coverage Supports Your Business
COIs Fast
Get certificates of insurance quickly for dealerships, landlords, contractors, commercial clients, property managers, and job approvals that cannot wait.
Landlord Requirements
Meet common lease obligations for shop space, including liability, property, additional insured requests, and coverage documentation your landlord expects.
New Clients
Show prospects, commercial buyers, dealerships, and property managers that your business carries coverage suited to specialized installation work.
Peace of Mind
Operate with coverage shaped around vehicles, tools, mobile jobs, customer property, employees, and the risks behind your services.
- Instant protection
Find the Right Coverage for Your Industry
- Testimonials
Trusted by Businesses Like Yours
Enduring Coverage Backed by Expertise and Real Results
Real feedback from specialized clients that chose coverage designed around how they actually work.
- Knowledge Base
COMMON QUESTIONS
Still Unsure?
Coverage needs depend on your services, revenue, payroll, customer property exposure, equipment value, jobsite requirements, and selected limits. A mobile installer may need different protection than a full-service shop with employees.
Mobile installation can be covered when the policy is structured around off-site work. That may include travel to homes, dealerships, commercial properties, fleet locations, contractor sites, or customer appointments.
Yes, customer vehicles or property may be addressed through the right coverage structure. Garagekeepers coverage is especially important for businesses handling customer vehicles during tint, PPF, wrap, detailing, or coating work.
COI timing depends on policy status and request details, but many certificates can be issued quickly after coverage is active. Fast COIs help with landlords, dealerships, contractors, and commercial projects.
Pricing can be influenced by revenue, payroll, state requirements, claims history, shop size, service type, mobile operations, coverage limits, equipment value, and how much customer property your business handles.
Often, yes. Multi-service businesses may be able to cover tint, PPF, wraps, detailing, coatings, training, mobile work, and shop operations under one structured insurance program.
- Get Started
Protect Your Business with Coverage
Get specialty coverage built around real industry risks, fast quote access, and insurance support for your shop, crew, tools, and customers.
Fast Quotes
Flexible Coverage
Industry Specialists
Dedicated Support
Multi-Service Policies
Built by People Who Understand Your Industry
“Narro Specialty Insurance builds programs around how specialized businesses actually work, from tint bays and mobile installs to detailing studios, PPF shops, wrap teams, and flat glass projects. Our coverage approach reflects real operations, customer property exposure, tools, employees, contracts, and industry-specific risk.“
- Business Insurance
Find the Right Insurance for Your Business
Start with coverage designed for specialized businesses, then move forward with a program shaped around your services, risks, and growth.