Specialty Coverage. Crafted for the Trades We Know.

Narro develops specialty insurance programs for the window film, detailing, and paintless dent repair industries — and we’re building more. If your trade has been underserved by standard commercial policies, you’re in the right place.

Specialty Coverage. Crafted for the Trades We Know.

Narro develops specialty insurance programs for the window film, detailing, and paintless dent repair industries — and we’re building more. If your trade has been underserved by standard commercial policies, you’re in the right place.

4.9 / 5.0

Trusted by thousands of business nationwide

<5 Min
Average Quote Time
“A”(Excellent)
A.M. Best Rated Carriers
Backed by Novacore
35+ Years of Specialty Insurance Experience

Built for Your Business. Designed for Protection.

Coverage crafted for your trade

Each Narro Insurance Program is crafted around the actual risks of the industry it is built for – from the questions we ask to the coverages we include, none of it is simply a generic insurance policy.

People who understand your work

Everyone on our team has specialized training to understand the intricacies of your business so that you are not having to explain what you do just to get an insurance policy – we speak your industry.

Specialized rates and pricing

We build pricing around what actually reduces risk – industry specific associations, shop or customer management tools, and even franchise or dealer affiliations, are just some of the unique discounts we offer.

WHO WE PROTECT

Protection Film Specialty Insurance

Coverage for window tinters, PPF installers, vinyl wrap artists, ceramic coating applicators, and flat glass professionals. Built around customer vehicle exposure and the realities of film installation work

Detailer Pro Specialty Insurance

Coverage for professional detailers and ceramic coating applicators — shop-based and mobile. Whether a luxury auto restyling shop, or a mobile detailing service, our program is a unique option for detailers.

PDR Professional Specialty Insurance

Coverage for PDR technicians, hail chasers, and mobile operators. Understands the independent contractor reality of the PDR trade and the storm-season volume that comes with it.

Coverage That Fits Your Business

General liability helps protect specialized businesses from common third-party claims, including property damage or injuries connected to daily operations, whether you run a tint shop, detailing studio, PDR business, or another service-focused operation.

Garage keepers coverage helps protect customer vehicles while they are in your care, custody, or control, an essential layer for shops and mobile operators working directly on cars, trucks, fleets, and high-value vehicles.

Your tools, machines, film inventory, polishers, lighting, compressors, and specialty equipment are part of how your business makes money. Equipment protection helps keep your operation moving when theft, damage, or unexpected loss hits.

Commercial auto coverage supports businesses using vehicles for estimates, mobile jobs, supply runs, dealership work, or customer appointments, helping protect your operation beyond the shop and across the roads where business actually happens.

Trusted by Businesses Like Yours

Enduring Coverage Backed by Expertise and Real Results

Real feedback from specialized clients that chose coverage designed around how they actually work.

Find the Right Coverage for Your Industry

Get specialized insurance built for your trade, with fast quotes, focused protection, and fewer unnecessary coverage headaches.

The Narro Advantages

Simplified Coverage Experience

Our online process helps business owners compare options, submit information quickly, and move toward coverage without endless insurance back-and-forth.

Business owner discussing tailored specialty insurance coverage with an advisor

Responsive Claims Support

When something happens, your business needs clear communication, practical guidance, and claims support that understands specialized service work.

Specialty trade business owner working with an insurance advisor on tailored protection

Fast Proof of Insurance

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Specialty insurance professional reviewing fast proof of coverage for a trade business

Flexible Payments

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Specialty business professional benefiting from flexible insurance coverage options

COMMON QUESTIONS

Specialized businesses ask better questions because their risks are different. These answers explain how Narro approaches quoting, proof of insurance, vehicle protection, policy changes, and real coverage needs for tinting, detailing, PDR, and related trades.

Still Unsure?

Talk with Narro and find specialized coverage that actually fits your business, industry, vehicles, tools, and daily risks.

Many businesses can complete the online quote process in minutes. Timing depends on your operation, location, coverage needs, and underwriting details, but Narro is built to move much faster than traditional insurance channels.

Once your policy is approved and bound, proof of insurance can typically be issued quickly. That matters when a shop, dealership, landlord, vendor, or association needs documentation before work can begin.

Pricing depends on your state, revenue, services, employees, vehicles, claims history, and coverage selections. A small tint shop may need different protection than a larger operation offering film, detailing, and mobile services.

In most cases, personal auto insurance is not designed for customer vehicles or business operations. If you move, test, pick up, or return customer cars, commercial coverage may be needed.

Garage keepers liability helps protect customer vehicles while they are in your care, custody, or control. For tinting, detailing, and PDR businesses, that can be one of the most important coverage layers.

Yes, many policies can be adjusted during the term as your business changes. You may need to update vehicles, locations, employees, services, equipment values, or coverage limits as operations grow.

Find the Right Insurance for Your Business

Get specialized insurance built around your industry, quote online in minutes, and move forward with coverage designed for real business risks.